Virtual Library Login

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VIRTUAL LIBRARY ACCESS AGREEMENT

By gaining access to the virtual library of private placement offering documents through use of the login identification and password provided to me by Emergent Financial Group (“Emergent”) for that purpose, I am representing and acknowledging to Emergent as follows:

  1. I am an “accredited investor” as such term is defined under the Rules and Regulations of the Securities and Exchange Commission;

  2. I will not provide my login identification and password to any other person;

  3. I will utilize such login and password only for purposes of reviewing the private placement memoranda which may be accessed through such virtual library, and acknowledge the any investment I make based upon such review will only occur after I have thoroughly reviewed all offering materials with respect to a particular issue;

  4. I understand that the issuer of the securities referred to in each individual offering is the source of the information;

  5. I understand that the issuer involved in a particular offering may need to qualify such offering for exemptions from registration requirements of the state within which I reside and my review of the offering documentation is not to be deemed the making of an offer to me and that I must notify Emergent of my interest in receiving such an offering; and

  6. By my use of the virtual library, I am making the foregoing representations and acknowledgements to Emergent and undertake to abide by the limitations as to use of the on-line library and its contents consistent with the foregoing acknowledgements and representations.

By selecting this box and accessing this web site, I agree to the above Terms and Conditions